How would you feel to have lenders begging for your business, a 99% approval rate (never get denied again) and the lowest interest rates on everything?
There are 5 things that you need to have, that will get you to an 850 credit score fast.
Listen, I am going to show you in this video but you have to want it. You have to have DETERMINATION.
How would it feel to have lenders actually begging for your business, 99% approval rate, lowest interest rates on everything and have self-respect for yourself?
The first thing is dedication. There’s no secret sauce. It’s not a get credit fast or scheme. This takes dedication. It has taken me going on seven years to be able to get very close to the 850 credit score. I’m not the 850 exact yet, but I can tell you that I’m a few months away from actually hitting that target. So I can give you the advice and how to get there and the steps The first tip is payment history. Because FICO and the other scoring models model this as the number one reason that your score will go down, it’ll be your payment history. That contributes to 35% of your credit score. 35%, that’s the biggest chunk is the actual payment history. So let’s use psychology for a minute and let’s say how could we get our payment history to be perfect? Now I get we’re not all perfect. I’ve made mistakes in the past, but I’m showing you moving forward what to do.
The absolute best thing that you can do for your payment history is to set your payments up automatically. I know some people don’t like that. They say they don’t know if they have the money in the account, so if it pulls it automatically, whatever the case is, they may not have the money there. But I can guarantee you this. When I made that choice to set my payments up automatically every month, it’s a game changer because when you set it up, you know that it’s going to be paid on time.